What Our Clients Say About MBFACTA SPA
The businesses that work with MBFACTA SPA come from a wide range of industries, but they share a common experience: faster cash flow, clearer communication, and a finance partner that genuinely understands their operational reality. The reviews below reflect real experiences from clients who have used our invoice factoring and receivables financing solutions to stabilise and grow their businesses.
“Before working with MBFACTA SPA, our manufacturing business was constantly waiting 60 to 90 days for payment from large retail customers, which made it nearly impossible to take on new orders without stress. Within two weeks of joining, we had an active factoring facility that advanced 88% of each invoice within 24 hours. The setup process was straightforward, and our relationship manager explained every step without any jargon. Our cash flow has been predictable for the first time in years, which has allowed us to hire two additional staff members.”
“We approached MBFACTA SPA after being turned down by three traditional banks for a working capital loan, primarily because our company was only two years old. The team assessed the creditworthiness of our buyers rather than fixating on our own limited balance sheet history, and we were approved for a facility within four business days. The advance rates are competitive, the fees are exactly as quoted with no surprises, and the online portal makes it easy to track every invoice in real time. I recommend them without hesitation to any growing business.”
“Switching our accounts receivable financing to MBFACTA SPA from our previous provider reduced our effective factoring cost by nearly a quarter and improved our average funding time significantly. The onboarding team migrated our entire buyer ledger with minimal disruption to our day-to-day operations. I particularly appreciate the monthly credit review calls where their analysts share insights on buyer payment trends that help us make smarter sales decisions. The service is professional, responsive, and genuinely adds strategic value beyond just the liquidity it provides.”
“As a logistics company operating on thin margins, predictable cash flow is essential to covering fuel, driver wages, and vehicle maintenance on time. MBFACTA SPA's Growth plan gave us access to funding on a scale that matched our invoice volumes, and the 24-hour advance process means we never have to delay paying our drivers. There was one period where a key buyer slowed their payments, and the MBFACTA SPA credit team flagged the issue proactively before it became a problem for our facility. That kind of attentive risk management is exactly what I need from a finance partner.”
“We use MBFACTA SPA for selective invoice discounting on our largest construction contracts, and the flexibility to choose which invoices to submit has been a real advantage over facilities that require whole-ledger commitment. The Corporate plan pricing is fair for the volume we process, and the ERP integration eliminated almost all of the manual data entry that was previously burdening our finance team. Response times from the support team are consistently fast, and any queries are resolved on the same day in our experience.”